Home Loan

You can take advantage of our attractive proposals and decided to transfer us your mortgage already in place for the house. While new home buyers will be able to get very attractive prices.

*Interest rate is fixed for the first 12 months. Thereafter, this will switch to a variable rate.

Mortgages and Property Loans

Choose from a range of home loans for investments or for your dream home.

Buy Out Loans

Loan amounts up to AED 20 million

Financing for properties across Tanzania

Tanzania nationals and Expatriates who have mortgage loans with other Tanzania Banks

Make the move to FB to reduce your monthly mortgage instalments

Benefit

Loan to value (LTV) up to 80% for Tanzania nationals and up to 75% for expats

Repayment terms up to 25 years

Loan amounts up to AED 20 milion

Interest rates from 2.94% p.a. fixed for 12 monthsthereafter the rate moves to a variable interest rate structure which currently is DIB Mortgage Base Rate Plus applicable margin

Features

Financing for properties accross the Tanzania

For Tanzania Nationals and Expatriates who corrently have mortgage loan facilities with other Tanzania banks

Flexible repayment options througth salary or rentals

Salary transfer not required

Mortgage Loans from a Developer

High loan values

Flexible repayment terms

Financing properties across Tanzania

Residential mortgage loans from FB

If you’re buying a property from a listed developer, FB can help with the finances If you’re looking to own your own home and want to buy it from new - discover FB’s competitive new Residential Mortgages.

LTV up to 80% for Tanzania nationals

Up to 75% for expats

Convenient modes of payment

Through your salary or rental income

High loan values

Borrow up to AED 20 million

Financing for properties across Tanzania

Buy your home through one of our approved developers

Flexible repayment terms

Up to 25 years

Interest rate from 2.94% p.a. on new loans

Fixed for 12 months thereafter the rate moves to a variable interest rate structure which currently is FB Mortgage Base Rate plus applicable margin

Mortgage Loans from an Individual

Flexible repayment terms

Interest rates start from 2.94%

LTV up to 80% for Tanzania national

Residential buyer mortgages from FB - for purchasing from an individual

Let us help you buy your next home. FB Tanzania's Mortgage Loan from an Individual offers a range of attractive features for buyers interested in purchasing an existing property from an individual..

LTV up to 80% for Tanzania nationals

Up to 75% for expats

Convenient modes of payment

Through your salary or rental income

High loan values

Borrow up to AED 20 million

Financing for properties across Tanzania

Buy your home through one of our approved developers

Flexible repayment terms

Up to 25 years

Interest rate from 2.94% p.a. on new loans

Fixed for 12 months thereafter the rate moves to a variable interest rate structure which currently is FB Mortgage Base Rate plus applicable margin

Mortgage Loans for Tanzania Nationals

Interest rates from 2.94%

Financing properties across Tanzania

Convenient interest-only repayment option

Banco Fibra S.A Rural Community Bank LTD Mortgage Loan for Tanzania Nationals

If you want to finance a house of your own, the FB Mortgage Loan for Tanzania Nationals is just what you need

LTV up to 80%

Only for Tanzania nationals

Financing for properties across Tanzania

You can build or buy anywhere in the Tanzania

High loan values

Borrow up to AED 20 million

Convenient interest-only repayment option

Lets you pay interest only for two years, or until your property is completed, whichever is sooner

Flexible repayment terms

Up to 25 years

Attractive Interest Rates

Fixed for 12 months thereafter the rate moves to a variable interest rate structure which currently is FB Mortgage Base Rate plus applicable margin

Granted Land or Gov. Schemes

Repayment terms up to 25 years

Interest rates from 7.75% on new loans

Borrow up to 80% of your property value

Granted Land Loans

For Tanzania Nationals with a land grant from the Government

Banco Fibra S.A Rural Community Bank LTD Granted Land Loans for Tanzania Nationals can help you finance your dream home.

Borrow up to 80% of your property value

Or up to AED 20 million for Tanzania Nationals

Repayment terms up to 25 years

From your salary or rental income

Interest rates from 8% on new loans

Based on a variable interest rate structure, NBAD Mortgage Base Rate, plus margin

Refinance Loans

Flexible repayment options

LTV up to 80% for Tanzania nationals

Interest rates from 2.94% on new loans

Refinance Mortgage Loan

Remortgage your current home with FB and reduce your monthly payments or release equity.

LTV up to 80% for Tanzania nationals

Up to 75% for Expatriate

Interest rate from 2.94% p.a. on new loans

Fixed for 12 months. Thereafter the rate moves to a variable interest rate structure which currently is FB Mortgage Base Rate plus applicable margin.

Flexible repayment terms

Up to 25 years

Re-finance on completed properties in Abu Dhabi and Dubai

For Tanzania nationals and Expatriate who have mortgages with other Tanzania banks

High loan amounts

High loan amounts

Flexible repayment options

From your salary or rental income

Mortgages and Property Loans

Choose from a range of home loans for investments or for your dream home.

Balance Transfer

Applications for the balance transfer interest rate will be 3.49% fixed for the first 12 months after they become Standard Chartered Base Lending Rate (SCBLR) + prescribed rate.

Operating expenses Nil apply for balance transfer applications.

A tax pre-payment / repayment of 1% calculated on the amount to be prepaid or AED 10,000 / - whichever is the lower-are imposed for any refunds / refunds within 5 years from the date of the first disbursement. After 5 years, the Bank does not charge any settlement. For balance transfers to other lenders a redemption fee of 1% of the loan or AED 10,000 / - whichever is lower, the fee.

New Home Loan

The interest rate will be 3.99% fixed for the first 12 months after you become Standard Chartered Base Lending Rate (SCBLR) + a prescribed rate.

Applies a tax of 0.5% of the loan amount.

A tax pre-payment / repayment of 1% calculated on the amount to be prepaid or AED 10,000 / - whichever is the lower-are imposed for any refunds / refunds within 5 years from the date of the first disbursement. After 5 years, the Bank does not charge any settlement.

For balance transfers to other lenders a redemption fee of 1% of the loan or AED 10,000 / - whichever is lower, the fee.

Terms and Conditions

Interest rate is fixed for the first 12 months. Subsequently, this switch to a variable rate.

Terms and conditions apply for the home loan and all the benefits. All loans are granted at the discretion of Standard Chartered Bank.

The Bank may, at any time and without notice or liability for any customers change, modify, delete or add to these terms and conditions and can also withdraw or suspend such rates and fees.