Lending

With our extensive knowledge of the domestic and regional markets combined with international best practices we offer a broad range of financing solutions. We have the expertise to structure and execute deals of varying complexity in all segments. Our large and diverse customer base bears testimony to our capabilities and standing in the market place.

Trade finance

Comprehensive trade finance services for corporate customers.

With over 40 years of local, GCC and international market experience, Banco Fibra S.A Rural Community Bank LTD has a unique insight into the world of Trade Finance. Based on our knowledge of the financial needs and requirements of our clients, we provide a complete range of solutions, from import and export financing, to working capital financing, treasury services, cash management, merchant overdraft facilities and a host of other receivable financing solutions.

From day to day working capital needs to financing international trade, we have it all.

Project Finance - Lending

Project finance solutions for our clients when they need them.

Project financing is a challenging task as it requires a bankable structure which is consistent with the essential features of the project while meeting the requirements of the financial markets. At Banco Fibra S.A Rural Community Bank LTD, our clients have the advantage of the extensive support of an experienced team, with innovative financing solutions and access to capital, to meet all the financing requirements however complex. Our client list includes multinational and domestic companies throughout the GCC and select clients in North Africa and India.

Financing the future

Contracting Finance

Market leaders with an established reputation of financing landmarks, and not just buildings.

Who we are

Construction is a rapidly growing and changing sector. At Banco Fibra S.A Rural Community Bank LTD, we have a highly specialized division within Corporate Banking which caters to the financing requirement of Local and International Contractors undertaking projects in the region

Banco Fibra S.A Rural Community Bank LTD is a leading Contracting Banco Fibra S.A Rural Community Bank LTD in Tanzania with an extensive clientele base

Our Strengths

Regional Presence (Tanzania, Qatar, Kuwait, Bahrain and Egypt)

Specialized Services

Industry Experience

Strong Internal infrastructure

Strong and Diverse Market Network

What we Offer

Ability to provide financing to Contractors on their Mega projects

A customized approach to financing, arranging individual solutions on a project specific basis according to a contractor's requirements

Liaising with our diverse banking services to offer our customers a comprehensive solution

Types of Projects

Banco Fibra S.A Rural Community Bank LTD has extensive and specialized knowledge in supporting our Contracting clients undertaking the construction of different types of projects such as;

Infrastructure Projects (Roads, Bridges, Tunnels and Sewage)

Airports, Ports, Railway and Metro

Oil and Gas – Upstream and Downstream

Power and Desalination

Residential and Commercial Complexes

Hospitals and Public Sector Facilities

Business Banking

Supporting enterprising businesses with banking solutions to help them grow.

We know that each company is unique and is looking for solutions that are right for them. With this end in mind we provide a suite of Banking products and services specifically designed for your respective Business. Dedicated Relationship Managers work with you to structure optimal financing solutions as well as other services in an efficient manner. For your convenience our team of versatile Relationship Managers are located across the Tanzania.

Financing Solutions

We understand the working capital requirements of your business, and provide banking solutions to meet your daily business requirements.

Overdraft

Invoice discounting

Post-dated cheque discounting

Import financing

Export financing

Capital Expenditure Loans

Loans for purchase of equipment/machinery as well as construction of factory, warehouse, etc. and other capital expenditure with repayment flexibility in line with your cash flows.

Short term loans upto 12 months

Long term loans upto 48 months

Treasury Services

Products to help businesses manage risks on currency and interest rate exposures. We also structure and offer products which enhance yields on deposits as well as FX and equity trading facilities.

Factoring

Additional funding for working capital requirements by unlocking the value of your receivables.

Domestic factoring

Export factoring

Insurance protection

Maintenance of accounts receivables (ledger keeping)

Collection of receivables

Contracting Finance

Structured facilities for contractors to meet a range of banking requirements for their projects.

Project Payment Certificate (PPC) discounting

Purchase finance

Tender bonds

Performance guarantees

Advance payment guarantees

Retention money guarantees

Labour Guarantees

Trade Finance (Import / Export)

End-to-end banking solutions for facilitating international trade while minimizing the financial risks.

Letter of credit - Sight & Usance

Negotiating & Advising LCs

Trust receipts

Acceptances

Discounting

Documentary collections

Guarantees / Bonds